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Terms and Conditions

Last Updated: March 21, 2026

Welcome to Opportify

Welcome to Opportify, Inc., a Delaware corporation ("Opportify"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Opportify, Inc., a Delaware corporation ("Company", "we", "us", or "our"), and govern access to and use of the AI-driven, Software as a Service (SaaS) solutions and APIs provided by Opportify. By accessing or using the services, the Customer acknowledges and agrees to be bound by these Terms. If the Customer does not agree to these Terms, access to or use of the services is strictly prohibited.

We may modify these Terms as described in Section 12 below.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

1. Definitions

  1. "Opportify," "we," "us," "our": Refers to Opportify, Inc., a Delaware corporation, the provider of AI-driven data validation and fraud prevention SaaS solutions and APIs.
  2. "Customer," "you," "your": Refers to the individual or entity accessing or using the services, including their employees, agents, or representatives.
  3. "Services:": Refers to our AI-driven SaaS solutions, APIs, and any related services provided by Opportify.
  4. "Content:": Refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials available through our services.
  5. "API:": The application programming interface made available by Opportify through which Customers access the Services programmatically.
  6. "Customer Data:": Data submitted by the Customer, or collected by the Services on behalf of the Customer, through the Customer's use of the Services.
  7. "End User:": Individuals who interact with the Customer's systems, websites, or applications that utilize the Services.
  8. "Output:": Risk scores, signals, validation results, or any other results generated by the Services in response to Customer Data inputs. Output is advisory in nature and does not constitute a binding determination regarding any individual.

The sections below will help you understand what you are buying when you subscribe for a plan, quota and how that transaction takes place on the Opportify platform.

2. Use of Services

  1. Eligibility: to access the services, the Customer must:
    1. Be at least 18 years of age;
    2. Possess the legal capacity to enter into binding agreements;
    3. If acting on behalf of an entity, have the authority to bind that entity to these Terms.
  2. Account Registration: access to certain features of the services may require registration. The Customer agrees to:
    1. Provide accurate and up-to-date information;
    2. Update information as necessary to maintain its accuracy; and
    3. Maintain the confidentiality of account credentials, accepting responsibility for all activities conducted under the account.
  3. License: Subject to your compliance with these Terms, Opportify grants the Customer a limited, non-exclusive, non-transferable, revocable license to use the services strictly for internal business purposes, contingent upon adherence to these Terms.
  4. Restrictions: the Customer agrees not to:
    1. Use the services for any unlawful or unauthorized purpose;
    2. Attempt to interfere with, reverse engineer, or disrupt the services or any related systems;
    3. Modify, adapt, hack, or interfere with the services;
    4. Transmit any viruses, harmful, or malicious code;
    5. Infringe upon the intellectual property or other proprietary rights of Opportify or third parties;
    6. Use the Services to develop, train, or offer any product or service that competes with the Services;
    7. Benchmark or performance-test the Services and publish results without Opportify's prior written consent;
    8. Scrape, harvest, or systematically extract data from the Services or the platform; or
    9. Circumvent, disable, or otherwise abuse API rate limits, access controls, or usage quotas.

3. Fees and Payment

  1. Fees: The Customer agrees to pay all fees as outlined in Opportify’s pricing terms. Fees are subject to adjustment, with prior notice provided in accordance with applicable laws.
  2. Payment Terms: All fees are payable in advance unless explicitly stated otherwise. If payment is not received or is disputed, Opportify reserves the right to suspend or terminate access to the services. The Customer remains responsible for all charges incurred prior to suspension or termination. The Customer authorizes us to charge the provided payment method for all fees incurred under your account.
  3. Refunds: Refunds are governed byOpportify’s Refund Policy, which outlines the circumstances under which a refund may be requested and issued. By using the services, the Customer acknowledges and agrees to the terms of the Refund Policy.

4. Intellectual Property

  1. Ownership: Opportify retains all rights, title, and interest in the services, including all intellectual property and proprietary rights. Nothing in these Terms grants the Customer ownership or any rights beyond those expressly outlined.
  2. Feedback: Any suggestions, recommendations, or feedback provided by the Customer ("Feedback") are provided on a non-confidential basis. The Customer hereby grants Opportify a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, incorporate, and disclose any Feedback for any purpose, including improving the Services, without any obligation or compensation to the Customer.

5. Confidentiality

  1. Definition: "Confidential Information" means non-public information disclosed by either party that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information or the circumstances of disclosure. This includes, without limitation, Opportify's technology, pricing, and business information, and Customer Data, API keys, and account credentials.
  2. Mutual Obligations: Each party agrees to:
    1. Hold the other party's Confidential Information in strict confidence using at least the same degree of care it uses to protect its own confidential information (and no less than reasonable care);
    2. Not disclose Confidential Information to third parties without prior written consent, except to employees or contractors who need it to perform obligations under these Terms and are bound by confidentiality obligations no less restrictive than those set out herein;
    3. Use Confidential Information solely for the purposes of performing or receiving the services under these Terms; and
    4. Return or destroy the other party's Confidential Information upon termination of the agreement or upon written request.
  3. Exceptions: Confidentiality obligations do not apply to information that: (i) is or becomes publicly available through no breach of this section; (ii) was rightfully known by the receiving party prior to disclosure without restriction; (iii) is independently developed by the receiving party without use of or reference to the disclosing party's Confidential Information; or (iv) is required to be disclosed by law or court order, provided the receiving party gives prompt written notice to the disclosing party where permitted.

6. Data Protection

  1. Data Processing: Personal data is processed in accordance with Opportify's Privacy Policy. Personal data is processed in accordance with Opportify's Privacy Policy. The Customer acknowledges the data processing practices described therein.
  2. Data Processing Addendum: Where Opportify processes personal data on behalf of the Customer, the Opportify Data Processing Addendum ("DPA") applies and is incorporated by reference into these Terms. Customers subject to GDPR or other data protection regulations requiring a formal processor agreement should contact legal@opportify.ai to execute the applicable DPA.
  3. Customer Data Processing License: The Customer grants Opportify a limited, non-exclusive license to access, store, and process Customer Data solely for the purposes of providing, maintaining, and improving the Services in accordance with these Terms and the Privacy Policy.
  4. Data Security: Opportify is committed to safeguarding Customer Data and implements commercially reasonable technical and organizational safeguards consistent with industry standards for SaaS providers to protect such data from unauthorized access, use, or disclosure. In the event of a security breach involving unauthorized access to or use of Customer Data, Opportify will take prompt action to address the issue and will notify affected parties as required by applicable law.

7. Termination

  1. Termination by the Customer: The Customer may terminate their account through the designated “Account Cancellation” feature or by contacting Opportify support.
  2. Termination by Opportify for Convenience: Opportify may terminate or suspend Customer's account for any reason upon 30 days' prior written notice to Customer at the email address associated with the account.
  3. Termination for Cause (Immediate): Opportify may terminate or suspend Customer's account immediately upon notice in the event Customer:
    1. Commits any material breach of any provision of these Terms that is not cured within 10 days of written notice;
    2. Fails to pay any undisputed amount due and does not cure such failure within 10 days of written notice; or
    3. Engages in activities that are unlawful, abusive, or pose an immediate risk of harm to Opportify, its infrastructure, or other customers.
  4. Termination for Insolvency: Opportify may also terminate Customer's account immediately, subject to applicable law, upon Customer's liquidation, commencement of dissolution or winding-up proceedings, disposal of all or substantially all of Customer's assets, assignment for the benefit of creditors, or if Customer becomes the subject of bankruptcy, insolvency, receivership, or any similar proceeding.
  5. Suspension Notice: If Opportify suspends Customer's account, Opportify will notify Customer. Customer is not due any refunds in the event of suspension or termination for cause or insolvency. In the event of termination for convenience, Opportify will provide a prorated refund of any prepaid fees for the unused portion of the then-current subscription period.
  6. Post-Termination Obligations: Upon termination:
    1. Access to the services will cease immediately;
    2. Any outstanding fees become due; and
    3. Provisions related to intellectual property, confidentiality, indemnification, and limitations of liability will survive termination.

8. Disclaimer of Warranties

  1. The services are provided "as is" and "as available" without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Opportify does not warrant that the services will be uninterrupted, error-free, or free from other harmful components.

9. Limitation of Liability

  1. To the maximum extent permitted by law, Opportify is not liable for:
    1. any indirect, incidental, special, consequential, or punitive damages; or
    2. any loss of profits or revenues, whether incurred directly or indirectly; or
    3. any loss of data, use, goodwill, or other intangible losses, resulting from your use or inability to use the services; or
    4. any unauthorized access to or use of our servers and/or any personal information stored therein; or
    5. any interruption or cessation of transmission to or from the services;
    6. any bugs, viruses, or the like that may be transmitted to or through the services by any third party; or
    7. any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the services, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not Opportify has been advised of the possibility of such damages.

(b) Aggregate Liability Cap. In no event shall Opportify's total cumulative liability to Customer for all claims under these Terms, regardless of the form of action, exceed the total fees paid by Customer to Opportify in the twelve (12) months immediately preceding the claim giving rise to liability.

10. Indemnification

  1. The Customer agrees to indemnify, defend, and hold harmless Opportify, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees) that arise from:
    1. Use or misuse of the services;
    2. Breach of these Terms; or
    3. Infringement of third-party rights.

11. Governing Law and Dispute Resolution

  1. Governing Law: These Terms are governed by the laws of the State of Delaware, United States, excluding conflict of law principles.
  2. Jurisdiction and Venue: All disputes arising out of or in connection with these Terms or the Services will be subject to the exclusive jurisdiction and venue of the state and federal courts located in the State of Delaware, United States. Both parties hereby irrevocably consent to the personal jurisdiction of such courts and waive any objection to such jurisdiction or venue.

12. Changes to These Terms

  1. Opportify reserves the right to modify these Terms at any time. For material changes — including changes to pricing, payment terms, liability, or dispute resolution — Opportify will provide at least 30 days' advance notice via email to the account owner. Customers are responsible for keeping the email address associated with their account current. For non-material administrative or clarifying changes, shorter or contemporaneous notice may be provided. Continued use of the services after the effective date of any change constitutes acceptance of the revised Terms.

13. Miscellaneous

  1. Entire Agreement: These Terms, together with thePrivacy Policy, the Refund Policy, and any applicable Data Processing Addendum executed between the parties, constitute the entire agreement between the Customer and Opportify with respect to the subject matter hereof and supersede all prior agreements and understandings, whether written or oral, regarding the subject matter.
  2. Severability: If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
  3. Waiver: The failure of Opportify to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
  4. Assignment: The Customer may not assign or transfer your rights or obligations under these Terms without the prior written consent of Opportify. Opportify may assign or transfer its rights and obligations under these Terms without restriction.
  5. Force Majeure: Neither party shall be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, internet or telecommunications infrastructure failures, or third-party service provider outages (including cloud infrastructure outages). The affected party shall notify the other party promptly and use reasonable efforts to resume performance as soon as practicable. This Section does not apply to payment obligations.
  1. Export Control: The Services may be subject to United States export control laws, including the Export Administration Regulations. The Customer agrees not to export, re-export, or use the Services in violation of applicable export laws or regulations, including to sanctioned countries, entities, or individuals. The Customer represents that it is not located in a US-embargoed country and is not listed on any US government prohibited-party list.

14. Service Availability

  1. Commercially Reasonable Efforts: Opportify will use commercially reasonable efforts to maintain the availability and performance of the Services. We target 99.9% monthly uptime for the production API, measured as the percentage of minutes in a calendar month during which the API is available and responding to requests, excluding Scheduled Maintenance.
  2. Scheduled Maintenance: Opportify will endeavor to provide advance notice of scheduled maintenance windows. Emergency maintenance necessary to preserve security or stability may be performed without prior notice.
  3. No Formal SLA: Uptime targets stated herein are service goals and do not constitute a formal service level agreement ("SLA") or a guarantee of availability. No service credits or penalties apply unless expressly agreed in a separate written SLA addendum signed by both parties. Opportify's liability for service unavailability is subject to the limitations set out in Section 9.

15. Fraud Protection Service

The Fraud Protection service deploys a JavaScript snippet on websites operated by our customers. By using this service, you (the customer) agree to:

  1. Data Processor Relationship: You are the data controller for End User data processed through Fraud Protection. Opportify acts as your data processor and processes End User data solely according to your instructions and this agreement, as further described in the applicable Data Processing Addendum.
  2. Lawful Data Collection: Customer represents and warrants that it has obtained all necessary rights, consents, and legal bases required to collect and transmit End User data to the Services, including for the purposes of fraud detection and risk scoring. Customer is solely responsible for compliance with applicable privacy and data protection laws governing the collection of End User data on its properties.
  3. Telemetry Collection: Fraud Protection may collect technical telemetry signals from End User sessions, including but not limited to IP address, device characteristics, browser attributes, network information, and interaction signals. This data is processed solely for fraud detection and risk assessment purposes and is handled in accordance with Opportify's Privacy Policy.
  4. User Disclosure: You are responsible for disclosing Opportify's fraud detection processing to your End Users. Before deploying the Fraud Protection JavaScript snippet, you must update your website's privacy policy to disclose: (a) the categories of data collected by the snippet (device characteristics, behavioral signals, identifiers), (b) the purpose of collection (fraud prevention and risk scoring), and (c) that a third-party service provider (Opportify, Inc.) processes this data on your behalf. You must also obtain any required consents under applicable law (including GDPR, CCPA, ePrivacy, and other applicable privacy regulations) prior to deploying the snippet.
  5. Acceptable Use: Fraud Protection may only be used for fraud prevention and risk assessment purposes. You may not use Fraud Protection for:
    1. surveillance of employees or individuals without their knowledge in non-fraud contexts;
    2. discriminatory profiling based on protected characteristics;
    3. any purpose other than fraud and abuse prevention.
  6. Automated Decision Disclaimer: The Services provide automated risk assessment signals only and do not make automated decisions regarding individuals. Output scores are advisory in nature and are intended solely to assist Customer's decision-making. Customers remain solely responsible for all decisions made based on Output, including any impact on individuals. Opportify is not liable for any decision, action, or omission resulting from Customer's reliance on Output.
  7. Informational Service; No Liability for Outcomes: Fraud Protection provides multi-signal risk scores and indicators as informational data only. Opportify makes no representation or warranty that use of Fraud Protection will prevent fraud, detect all fraudulent activity, or produce any particular outcome. All decisions regarding whether to accept, reject, flag, or act upon any transaction, user, or submission based on Fraud Protection output are made solely by the Customer. Opportify has no liability for false positives, false negatives, missed fraud cases, customer decisions, or any harm arising from Customer's reliance on or use of Fraud Protection output. The general limitations of liability in Section 9 apply to all claims related to Fraud Protection.

16. Contact Us

For any questions or concerns, Opportify can be contacted at:

Email: legal@opportify.ai

Address: 2093 Philadelphia Pike, Unit 1183, Claymont, DE 19703, USA

Thank you for using Opportify. We are committed to providing you with high-quality, secure, and innovative AI-driven SaaS solutions.