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Terms and Conditions

Last Updated: March 15, 2026

Welcome to Opportify

Welcome to Opportify, Inc., a Delaware corporation ("Opportify"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Opportify, Inc., a Delaware corporation ("Company", "we", "us", or "our"), and govern access to and use of the AI-driven, Software as a Service (SaaS) solutions and APIs provided by Opportify. By accessing or using the services, the Customer acknowledges and agrees to be bound by these Terms. If the Customer does not agree to these Terms, access to or use of the services is strictly prohibited.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

1. Definitions

  1. "Opportify," "we," "us," "our": Refers to Opportify, Inc., a Delaware corporation, the provider of AI-driven data validation and fraud prevention SaaS solutions and APIs.
  2. "Customer," "you," "your": Refers to the individual or entity accessing or using the services, including their employees, agents, or representatives.
  3. "Services:": Refers to our AI-driven SaaS solutions, APIs, and any related services provided by Opportify.
  4. "Content:": Refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials available through our services.
  5. "API:": The application programming interface made available by Opportify through which Customers access the Services programmatically.
  6. "Customer Data:": Data submitted by the Customer, or collected by the Services on behalf of the Customer, through the Customer's use of the Services.
  7. "End User:": Individuals who interact with the Customer's systems, websites, or applications that utilize the Services.
  8. "Output:": Risk scores, signals, validation results, or any other results generated by the Services in response to Customer Data inputs. Output is advisory in nature and does not constitute a binding determination regarding any individual.

The sections below will help you understand what you are buying when you subscribe for a plan, quota and how that transaction takes place on the Opportify platform.

2. Use of Services

  1. Eligibility: to access the services, the Customer must:
    1. Be at least 18 years of age;
    2. Possess the legal capacity to enter into binding agreements;
    3. If acting on behalf of an entity, have the authority to bind that entity to these Terms.
  2. Account Registration: access to certain features of the services may require registration. The Customer agrees to:
    1. Provide accurate and up-to-date information;
    2. Update information as necessary to maintain its accuracy; and
    3. Maintain the confidentiality of account credentials, accepting responsibility for all activities conducted under the account.
  3. License: Subject to your compliance with these Terms, Opportify grants the Customer a limited, non-exclusive, non-transferable, revocable license to use the services strictly for internal business purposes, contingent upon adherence to these Terms.
  4. Restrictions: the Customer agrees not to:
    1. Use the services for any unlawful or unauthorized purpose;
    2. Attempt to interfere with, reverse engineer, or disrupt the services or any related systems;
    3. Modify, adapt, hack, or interfere with the services;
    4. Transmit any viruses, harmful, or malicious code;
    5. Infringe upon the intellectual property or other proprietary rights of Opportify or third parties;
    6. Use the Services to develop, train, or offer any product or service that competes with the Services;
    7. Benchmark or performance-test the Services and publish results without Opportify's prior written consent;
    8. Scrape, harvest, or systematically extract data from the Services or the platform; or
    9. Circumvent, disable, or otherwise abuse API rate limits, access controls, or usage quotas.

3. Fees and Payment

  1. Fees: The Customer agrees to pay all fees as outlined in Opportify’s pricing terms. Fees are subject to adjustment, with prior notice provided in accordance with applicable laws.
  2. Payment Terms: All fees are payable in advance unless explicitly stated otherwise. If payment is not received or is disputed, Opportify reserves the right to suspend or terminate access to the services. The Customer remains responsible for all charges incurred prior to suspension or termination. The Customer authorize us to charge the provided payment method for all fees incurred under your account.
  3. Refunds: Refunds are governed byOpportify’s Refund Policy, which outlines the circumstances under which a refund may be requested and issued. By using the services, the Customer acknowledges and agrees to the terms of the Refund Policy.

4. Intellectual Property

  1. Ownership: Opportify retains all rights, title, and interest in the services, including all intellectual property and proprietary rights. Nothing in these Terms grants the Customer ownership or any rights beyond those expressly outlined.
  2. Feedback: Any suggestions, recommendations, or feedback provided by the Customer become the property of Opportify. The Customer agrees that Opportify may use such feedback without any obligation, financial or otherwise , and the Customer hereby grant Opportify a worldwide, perpetual, irrevocable, royalty-free license to use and incorporate the Feedback.

5. Confidentiality

  1. Definition: "Confidential Information" encompasses non-public information disclosed by Opportify that is designated as confidential or reasonably understood to be so based on its nature or context.
  2. Obligations: The Customer agrees to:
    1. Protect and not disclose Confidential Information to third parties without prior written consent;
    2. Use Confidential Information solely for purposes related to the use of the services; and
    3. Return or destroy Confidential Information upon termination of the agreement or upon request.

6. Data Protection

  1. Data Processing: Personal data is processed in accordance with Opportify's Privacy Policy. By using the services, the Customer consents to the processing of data as described in the Privacy Policy.
  2. Data Processing Addendum: Where Opportify processes personal data on behalf of the Customer, the Opportify Data Processing Addendum ("DPA") applies and is incorporated by reference into these Terms. Customers subject to GDPR or other data protection regulations requiring a formal processor agreement should contact legal@opportify.ai to execute the applicable DPA.
  3. Customer Data Processing License: The Customer grants Opportify a limited, non-exclusive license to access, store, and process Customer Data solely for the purposes of providing, maintaining, and improving the Services in accordance with these Terms and the Privacy Policy.
  4. Data Security: Opportify is committed to safeguarding Customer Data and implements commercially reasonable technical and organizational safeguards consistent with industry standards for SaaS providers to protect such data from unauthorized access, use, or disclosure. In the event of a security breach involving unauthorized access to or use of Customer Data, Opportify will take prompt action to address the issue and will notify affected parties as required by applicable law.

7. Termination

  1. Termination by the Customer: The Customer may terminate their account through the designated “Account Cancellation” feature or by contacting Opportify support.
  2. Termination by Opportify: Opportify reserves the right to suspend or terminate access to the services for any reason, including but not limited to:
    1. Breach of these Terms;
    2. Non-payment of fees; or
    3. Engagement in activities harmful to Opportify or its services.
  3. Post-Termination Obligations: Upon termination:
    1. Access to the services will cease immediately;
    2. Any outstanding fees become due; and
    3. Provisions related to intellectual property, confidentiality, indemnification, and limitations of liability will survive termination.

8. Disclaimer of Warranties

  1. The services are provided "as is" and "as available" without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Opportify does not warrant that the services will be uninterrupted, error-free, or other harmful components.

9. Limitation of Liability

  1. To the maximum extent permitted by law, Opportify is not liable for:
    1. any indirect, incidental, special, consequential, or punitive damages; or
    2. any loss of profits or revenues, whether incurred directly or indirectly; or
    3. any loss of data, use, goodwill, or other intangible losses, resulting from your use or inability to use the services; or
    4. any unauthorized access to or use of our servers and/or any personal information stored therein; or
    5. any interruption or cessation of transmission to or from the services;
    6. any bugs, viruses, or the like that may be transmitted to or through the services by any third party; or
    7. any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the services, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not Opportify has been advised of the possibility of such damages.
    8. Opportify’s total liability for claims is limited to the amount paid by the Customer for the services in the preceding 12 months.

10. Indemnification

  1. The Customer agrees to indemnify, defend, and hold harmless Opportify, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees) that arise from:
    1. Use or misuse of the services;
    2. Breach of these Terms; or
    3. Infringement of third-party rights.

11. Governing Law and Dispute Resolution

  1. Governing Law: These Terms are governed by the laws of the State of Delaware, United States, excluding conflict of law principles.
  2. Dispute Resolution: All disputes shall be resolved through binding arbitration conducted in accordance with the rules of the American Arbitration Association. The arbitration will be conducted in English, and decisions will be final and binding.
  1. Class Action Waiver: The parties agree that disputes will be resolved on an individual basis and not as part of any class action, consolidated action, or representative proceeding. Each party waives any right to bring or participate in a class action related to these Terms or the Services.

12. Changes to These Terms

  1. Opportify reserves the right to modify these Terms at any time. Changes will be effective upon posting or notification. Continued use of the services constitutes acceptance of the revised Terms.

13. Miscellaneous

  1. Entire Agreement: These Terms, together with thePrivacy Policy, constitute the entire agreement between The Customer and Opportify regarding the use of our services and supersede all prior agreements and understandings, whether written or oral, regarding the subject matter.
  2. Severability: If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
  3. Waiver: The failure of Opportify to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
  4. Assignment: The Customer may not assign or transfer your rights or obligations under these Terms without the prior written consent of Opportify. Opportify may assign or transfer its rights and obligations under these Terms without restriction.
  1. Export Control: The Services may be subject to United States export control laws, including the Export Administration Regulations. The Customer agrees not to export, re-export, or use the Services in violation of applicable export laws or regulations, including to sanctioned countries, entities, or individuals. The Customer represents that it is not located in a US-embargoed country and is not listed on any US government prohibited-party list.

14. Fraud Protection Service

The Fraud Protection service deploys a JavaScript snippet on websites operated by our customers. By using this service, you (the customer) agree to:

  1. Data Processor Relationship: You are the data controller for End User data processed through Fraud Protection. Opportify acts as your data processor and processes End User data solely according to your instructions and this agreement, as further described in the applicable Data Processing Addendum.
  2. Lawful Data Collection: Customer represents and warrants that it has obtained all necessary rights, consents, and legal bases required to collect and transmit End User data to the Services, including for the purposes of fraud detection and risk scoring. Customer is solely responsible for compliance with applicable privacy and data protection laws governing the collection of End User data on its properties.
  3. Telemetry Collection: Fraud Protection may collect technical telemetry signals from End User sessions, including but not limited to IP address, device characteristics, browser attributes, network information, and interaction signals. This data is processed solely for fraud detection and risk assessment purposes and is handled in accordance with Opportify's Privacy Policy.
  4. User Disclosure: You are responsible for disclosing Opportify's fraud detection processing to your End Users in your website's privacy policy and obtaining any required consents under applicable law (including GDPR, CCPA, and other privacy regulations).
  5. Acceptable Use: Fraud Protection may only be used for fraud prevention and risk assessment purposes. You may not use Fraud Protection for:
    1. surveillance of employees or individuals without their knowledge in non-fraud contexts;
    2. discriminatory profiling based on protected characteristics;
    3. any purpose other than fraud and abuse prevention.
  6. Automated Decision Disclaimer: The Services provide automated risk assessment signals only and do not make automated decisions regarding individuals. Output scores are advisory in nature and are intended solely to assist Customer's decision-making. Customers remain solely responsible for all decisions made based on Output, including any impact on individuals. Opportify is not liable for any decision, action, or omission resulting from Customer's reliance on Output.
  7. Liability Limitation: Notwithstanding Section 9, Opportify's aggregate liability for claims arising from Fraud Protection shall be limited to direct damages not exceeding the fees paid by Customer for Fraud Protection in the three (3) months immediately preceding the claim. This cap applies to the exclusion of the general liability cap in Section 9 for all Fraud Protection-related claims. Opportify is not liable for false positives, missed fraud cases, or decisions made based on risk scores.
  8. Uptime: Opportify will use commercially reasonable efforts to maintain 99.5% uptime for the Fraud Protection API. Scheduled maintenance will be communicated in advance. Uptime targets are service goals and do not constitute a formal service level agreement unless expressly agreed in a separate SLA document.

15. Contact Us

For any questions or concerns, Opportify can be contacted at:

Email: legal@opportify.ai

Address: 2093 Philadelphia Pike, Unit 1183, Claymont, DE 19703, USA

Thank you for using Opportify. We are committed to providing you with high-quality, secure, and innovative AI-driven SaaS solutions.